Our Process


Once we establish the type of plans, products and services we want to include in your benefits package, we begin the process of soliciting bids from the appropriate carriers and service vendors. We prepare and submit requests for proposals and analyze the responses. Throughout this process, we negotiate with carriers and vendors to obtain the most competitive price and performance guarantees available. After securing all of the carrier and vendor proposals, we present them in a format that allows you to easily compare the details of each.

Our experience in working with all of the major carriers and vendors in the region has provided us with insight into the strengths and weaknesses of each, including their customer service capabilities, account operations, national scale, hidden fees and supplemental services. In addition, we know that you may have had experience, both favorable and not, with some carriers and vendors. Based on your preferences from past experience and on our industry insight, we will select the appropriate products and services and negotiate contracts to meet the needs of your company and your employees. We will negotiate contracts and work with each carrier to develop an implementation timeline.